Credit Repair Blog
Get some helpful tips on what to look out for as well as useful advice on how to maintain your credit.
Enacted on May 29, 1968, the Consumer Credit Protection Act (CCPA) was created to protect American consumers when accessing credit. This federal legislation requires lenders, such as credit card companies, banks, and auto-leasing firms, to adhere to specific disclosure requirements. Ideally, they have to inform consumers about annual percentage rates, and not just the stand-alone…Read More →
Having good credit makes life a little bit easier on a few different levels, including saving money! You’re more eligible for better interest loans and financing options, for one. For two, within that eligibility lies a world of opportunity when it comes to buying a car or financing a home loan. But, what if you…Read More →
An immense $931 billion — that’s how much residents of the United States owe towards credit card companies, according to an early 2017 report from Nerd Wallet. However, the latest report from the Federal Reserve System points out that by the end of 2017, it reached and went beyond $1 trillion. That’s a lot of…Read More →
Living with bad credit is a nightmare for anyone with big dreams of one day owning a home, a nice car, or maybe even a business or two. But you can’t get to this point unless you improve your credit report. One way Americans are doing this is by hiring a credit repair company. You’ve…Read More →
Credit cards can be your best friend–or your worst enemy. They seem like your best friend when you’re on that shopping spree. You can walk away with virtually anything you want. All you have to do is hand over that little piece of plastic. But then the bill comes and interest and late fees start…Read More →
Only around a third of millennials say they have a credit card, which is troubling. This fact means that they aren’t compiling a credit score, and will likely run into trouble securing loans in the future. One of the best ways to establish credit is to open a credit card. Unfortunately, there are a lot…Read More →